Discretionary reset: You can request up to 4 resets per year
A reset by the company automatically kicks in when the market value of your investments is greater than the current guaranteed value
Why choose funds that offer guarantees?
To protect your investments during market downturns
To provide capital security as you approach retirement
Why invest in Ecoflex Series segregated funds?
Segregated funds are held separately from the company's assets. That means that your money is protected - even if the company runs into financial difficulty.
You have access to high-profile portfolio management teams who are professional money managers with the experience and skills necessary to effectively manage your money.
Segregated funds offer you diversified investment portfolios. This lowers a portfolio's overall risk while enhancing returns over time.
Enjoy creditor protection by naming an appropriate beneficiary.
Protection for when markets ARE FALLING
A cushion that can be used when financial markets are falling
Protection guaranteed to shelter your savings from stock market blips
Added security to increase your savings in a tax-sheltered retirement vehicle
Guarantee at maturity
To protect your investments from possible downturns in financial markets, our segregated funds offer a guarantee at maturity. On the chosen maturity date, we guarantee the higher of the following amounts:
The market value of your investments;
100%* of the deposits made up to 15 years prior to the maturity date, plus 75% of the deposits made in the final 15 years.
* 75% for deposits made at or after age 72
Guarantee at death
Your heirs are ensured of receiving either the market value of your investments or 100% of deposits made before age 80. Deposits made from age 80 on are protected by a 75% guarantee.
ALL RIGHTS RESERVED | HALO FINANCIAL | COPYRIGHT 2013-2019